1. General provisions
This personal data processing policy is prepared in accordance with the requirements of Federal Law No. 152-FZ of 27 July 2006 “On Personal Data” and defines how personal data is processed and the security measures taken by Apperator OÜ, registration number 14994122, Estonia (the “Operator”).
1.1. The Operator’s primary goal and a condition of its activity is to respect human rights and freedoms when processing personal data, including the right to privacy and to personal and family secrets.
1.2. This Operator policy on personal data processing (the “Policy”) applies to all information the Operator may obtain about visitors and users of:
- the website https://moneykeeper.com
- the MoneyKeeper mobile app on iOS
- the MoneyKeeper mobile app on Android
2. Terms used in this Policy
2.1. Automated processing of personal data — processing of personal data using computing facilities;
2.2. Blocking of personal data — temporary suspension of personal data processing (except where processing is required to clarify the data);
2.3. Website — the set of graphic and information materials, software and databases that make them available on the internet at https://moneykeeper.com;
2.4. Personal data information system — the databases that contain personal data together with the information technologies and technical means used to process them;
2.5. Depersonalisation of personal data — actions that make it impossible, without additional information, to determine that personal data belongs to a specific User or other data subject;
2.6. Processing of personal data — any action or set of actions performed with or without automation on personal data, including collection, recording, systematisation, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalisation, blocking, deletion and destruction of personal data;
2.7. Operator — a public authority, municipal authority, legal entity or individual that, alone or jointly with others, organises and/or carries out processing of personal data and determines the purposes of processing, the personal data to be processed and the operations performed on them;
2.8. Personal data — any information relating directly or indirectly to an identified or identifiable User of https://moneykeeper.com;
2.9. User — any visitor of https://moneykeeper.com;
2.10. Provision of personal data — actions aimed at disclosing personal data to a specific person or a defined group of persons;
2.11. Distribution of personal data — any actions aimed at disclosing personal data to an undefined group of persons or at making personal data available to an unlimited group of persons, including publication in mass media, posting on information and telecommunication networks, or otherwise providing access to personal data;
2.12. Cross-border transfer of personal data — transfer of personal data to the territory of a foreign state, to a foreign public authority, or to a foreign individual or legal entity;
2.13. Destruction of personal data — any actions that destroy personal data irretrievably so that their content cannot be restored in the personal data information system, and/or that destroy the physical media containing personal data.
3. Personal data the Operator may process
3.1. Last name, first name, patronymic;
3.2. Email address;
3.3. Phone numbers;
3.4. Country and city of residence;
3.5. The website also collects and processes depersonalised visitor data (including cookies) using internet statistics services (Yandex Metrica, Google Analytics and others).
3.6. The data listed above are referred to in this Policy as Personal data.
4. Purposes of processing
4.1. Personal data is processed in order to conclude, perform and terminate civil-law contracts; to give the User access to services, information and/or materials on https://moneykeeper.com; and to clarify order details.
4.2. The Operator may also send the User notices about new products and services, special offers and events. The User may opt out of such messages at any time by writing to support@moneykeeper.com with the subject “Opt-out of product, service and offer notices”.
4.3. Depersonalised data collected via statistics services is used to learn how Users interact with the site and to improve the site and its content.
5. Legal grounds for processing
5.1. The Operator processes the User’s personal data only when the User fills in and/or submits it through forms on https://moneykeeper.com. By filling in those forms and/or sending personal data to the Operator, the User consents to this Policy.
5.2. The Operator processes depersonalised data about the User if this is allowed by the User’s browser settings (cookies enabled and JavaScript allowed).
6. Collection, storage, transfer and other processing
Security of personal data processed by the Operator is ensured by legal, organisational and technical measures required to meet applicable personal data protection law in full.
6.1. The Operator keeps personal data secure and takes all feasible measures to prevent unauthorised access.
6.2. The User’s personal data will never be transferred to third parties except where required by applicable law.
6.3. If personal data is inaccurate, the User may update it in the service profile settings or by writing to support@moneykeeper.com with the subject “Personal data update”.
6.4. Personal data is processed while the User uses the service. The User may delete the account at any time — see section 7. Deleting the account also withdraws consent to processing of personal data linked to that account.
7. Account deletion
7.1. A User who has created an account can delete it from inside the product, without contacting support:
- in the web cabinet: Settings → Profile → Delete account;
- in the iOS app: Settings → Profile → “Delete account”.
7.2. Deletion is confirmed with the password or by signing in again with a linked Apple, Google or Facebook account. If the account was created with Sign in with Apple, the Operator revokes the token with Apple on deletion.
7.3. After deletion, sign-in stops immediately: name, login, email and linked sign-in providers are depersonalised, and sessions on other devices end. The same account cannot be used again. Transactions and accounts in spaces the User shared with other members may remain available to those members without the deleted User’s identifying data.
7.4. If the account cannot be deleted in the app, the User may write to support@moneykeeper.com with the subject “Account deletion”. The same procedure is described at https://moneykeeper.com/en/legal/opt-out.
8. Final provisions
8.1. The User may ask the Operator any questions about processing of their personal data by writing to support@moneykeeper.com.
8.2. Any changes to this personal data processing policy will be reflected in this document. The Policy remains in force until replaced by a new version.
Last updated 7 September 2026